The smartest way to pay for health — with company money, not income tax
Cover medical, dental, and vision costs with your company's dollars instead of your after-tax personal income. With Wellnex, those costs become a fully deductible business expense — so money you'd spend anyway turns into real tax savings. And your first year is free, so there's no cost to try.
- Free first year — no cost to try
- Fully tax-deductible for your business
- Pay with company dollars, not after-tax income
Everything you need to run health benefits
A modern Health Spending Account built for Canadian businesses and incorporated professionals.
Pre-tax health spending
Reimburse employees for CRA-eligible medical, dental, and vision expenses using your company’s pre-tax funds instead of taxable salary.
No hidden fees
No setup fees, no per-employee onboarding fees, and no hidden charges. Transparent membership pricing, with your first calendar year free.
Fast 24-hour claims
Employees submit claims online or by mobile app. Approved claims are processed within 24 hours.
Dependants included
Coverage extends to each employee’s eligible dependants at no extra per-dependant fee.
Canada-wide coverage
Works across Canada, with eligible claims abroad included. You set the annual limit per employee.
You set the limits
Choose any annual claim limit per employee class. Fund your company pool on your schedule and keep full control of spending.
Full money back guarantee
Unused company HSA pool credits can be refunded any time if you are not satisfied.
CRA-aligned administration
Structured around the Income Tax Act and CRA guidance for Private Health Services Plans (PHSP), with documentation kept for every claim.
5-minute online setup
Register your company and onboard employees in minutes. No paperwork, no sales calls required.
Up and running in minutes
From sign-up to first reimbursement, Wellnex keeps everything online.
Register your company
Sign up online in about 5 minutes. Add your company details and choose annual limits per employee.
Fund your HSA pool
Deposit pre-tax company funds into your Wellnex pool. You control how much and when.
Employees submit claims
Employees and their dependants submit eligible medical, dental, and vision claims online or by app.
Fast reimbursement
Approved claims are processed within 24 hours and reimbursed from your company pool.
Transparent pricing, first year free
No setup fees, no per-employee onboarding fees, no hidden charges.
Membership pricing*
$150 per year + $50 per employee
- Online claims and mobile app
- Dependants included
- You set annual limits per employee
- No setup or hidden fees
- 24-hour claim processing
- Full money back guarantee on unused credits
* Plus applicable taxes. See the calculator for details.
Is your business eligible?
Wellnex works for incorporated professionals with an arm\u2019s-length employee, and for any business with employees on payroll.
Incorporated individual / self-employed
For a corporation with at least one arm’s-length employee on payroll (an employee who is not related to the owner).
- You operate through a corporation (for example a professional corporation or consulting company).
- At least one arm’s-length employee is on payroll in addition to the owner.
- The plan reimburses CRA-eligible medical expenses for covered employees and their dependants.
- Coverage and eligibility depend on plan design, documentation, and current CRA rules.
Business with employees
For any business with one or more employees on payroll, of any size.
- Any incorporated business with employees on payroll can offer an HSA.
- Set annual limits per employee class to control costs.
- Employees and their eligible dependants are covered for CRA-eligible expenses.
- Add or remove employees as your team changes.
See how much you save
Compare paying medical costs personally with after-tax income versus running them through a Wellnex HSA — based on your province, team size, and claims.
Used only to compare against paying these costs personally with after-tax income.
On $10,000.00 of eligible claims per year
Estimated annual savings
$5,440.67
$5,666.67 in your first year.
- Pay personallyincome tax paid on claims amount (~40%)
- $6,666.67
Pay through Wellnex HSA
Taxes depend on your province: GST/HST applies to the Wellnex membership fee (waived in year one), and some provinces add retail sales tax (RST) and premium tax on claim amounts. The claims themselves are your own deductible company funds, not a Wellnex fee.
Results are illustrative estimates for planning purposes only. They do not guarantee pricing, savings, reimbursement eligibility, or tax treatment. Applicable taxes vary by province and plan design. Confirm current details with Wellnex before enrolling.
Frequently asked questions
Answers about Canadian HSAs, eligibility, pricing, and claims.
Health Spending Accounts in Canada
Eligibility
Ready to give your team pre-tax health benefits?
Register your company in minutes. Your first calendar year is free.