Health benefits your small business can afford
Give your team meaningful health coverage without the cost and complexity of traditional insurance. With a Wellnex HSA you set the budget, employees claim eligible expenses, and you only fund what is used.
- You set annual limits per employee
- First calendar year free
- No per-employee onboarding fees
- Add or remove employees anytime
Traditional group plans not a fit?
A better way to offer health benefits
Pre-tax health spending
Reimburse employees for CRA-eligible medical, dental, and vision expenses using your company’s pre-tax funds instead of taxable salary.
No hidden fees
No setup fees, no per-employee onboarding fees, and no hidden charges. Transparent membership pricing, with your first calendar year free.
Fast 24-hour claims
Employees submit claims online or by mobile app. Approved claims are processed within 24 hours.
Dependants included
Coverage extends to each employee’s eligible dependants at no extra per-dependant fee.
Canada-wide coverage
Works across Canada, with eligible claims abroad included. You set the annual limit per employee.
You set the limits
Choose any annual claim limit per employee class. Fund your company pool on your schedule and keep full control of spending.
First calendar year free
Membership pricing*
$150 per year + $50 per employee
- Online claims and mobile app
- Dependants included
- You set annual limits per employee
- No setup or hidden fees
- 24-hour claim processing
- Full money back guarantee on unused credits
* Plus applicable taxes. See the calculator for details.
Estimate and compare your savings
Used only to compare against paying these costs personally with after-tax income.
On $10,000.00 of eligible claims per year
Estimated annual savings
$5,440.67
$5,666.67 in your first year.
- Pay personallyincome tax paid on claims amount (~40%)
- $6,666.67
Pay through Wellnex HSA
Taxes depend on your province: GST/HST applies to the Wellnex membership fee (waived in year one), and some provinces add retail sales tax (RST) and premium tax on claim amounts. The claims themselves are your own deductible company funds, not a Wellnex fee.
Results are illustrative estimates for planning purposes only. They do not guarantee pricing, savings, reimbursement eligibility, or tax treatment. Applicable taxes vary by province and plan design. Confirm current details with Wellnex before enrolling.
Common questions
Ready to give your team pre-tax health benefits?
Register your company in minutes. Your first calendar year is free.